Cutting People Off

This could mean many other things. But I am referring to interrupting while someone is talking, well it is RUDE! I am talking mostly about myself on this one. I have come to the conclusion that I am doing this a lot lately and I need to come up with a solution or I will be made into one of those people "who like listening to themselves talk". This is not the case though for me. Let me explain. I have realized that while someone is talking to me my ears are listening but my mind is racing in a hundred directions. Not that I am not listening but normally I initiate the conversation for a solution. While the other person may be helping me I am still coming up with a solution in my brain and my mouth opens up with these ideas. I think its due to the fact that I tend to forget what I wanted to say all together. I don't know if its that I am getting old and really becoming forgetful or I am having a hard time dealing with short term memory loss. I am gonna say it's the "old" person one. So, I(rudely) just start talking over the other person. I am pretty sure the other person is getting upset with me or already is upset  because I know I do this more than a couple times during a conversation like the one I had with Kingdom Arrows yesterday about homeschooling different types of learners. I don't do this on purpose but its a habit, a very rude one and not who I am. I am a good listener! Well, at least I would hope I am. So, my solution is that I am going to start acting as if I am a journalist and while someone is talking I will have a "remembering" notebook to help with the interruptions, or do you think this may be even more rude?  If I have cut you off(in this manner) I am sorry. Especially to my loving husband to whom I know I do this countless of times. I am really trying hard to break this RUDE habit of mine.  I really want to be your good listener! Starting today I AM!!!